How Ready Are You For 2015?

Wow!  It almost seems like 2014 started just a year ago lol.  How time flies when you're having fun. Or working hard to raise a family, studying for school, pursuing relationships, and just about anything else people do these days.

So back to the question...how ready are you for 2015?  Are you reacting to situations in your life or are you driving situations in your life?  Do you have written goals for 2015?  Are you planning on making more money in 2015?

Are you where you want to be in life financially?  Do you want to have more money in the bank?

People tend to ask themselves questions like these around this time of year.  A time for an end and a time for a beginning.  Much self evaluations take place around this time of year.  One thing I can tell you for sure, this time next year will be here before you know it and you will be asking yourself a lot of questions.  Many of those questions will pertain to your personal finances.



A few things you can do now to get ahead in 2015:



Write down your goals.  Write daily, weekly, monthly, and quarterly goals for health and fitness, relationships, finances, spiritual, and anything else of importance in your life.  Your goals should be specific, measurable and have a deadline.  They MUST be in writing.  Write them down on paper or type them on your computer.  Be specific.  Vague goals lead to vague results.

Create action plans.  Write action plans for each of your goals.  Tell yourself how you are going to reach each of your goals.  Put your action plans in a notebook or keep them on your computer with a hard copy backup just in case.

Tell others about your goals.  Explain to your spouse, children, coworkers, friends, and others that you have goals and that you are committed to reaching those goals.  Go into detail with the goal with the person you trust most in your life.  They will help remind you of your commitment and can often times keep you on track.

Monitor your results.  Review your goals daily.  Set aside several minutes each morning to check the progress of your goals and adjust your activity as needed.  Adjust the activity, not the goal.


A short story I would like to share with you...

The Greatest Invention

Three friends were having a discussion as to what was the greatest invention. One claimed the steam engine, another the telegraph.

The third friend sharpened his pencil and started to figure on a large piece of paper.

Finally he said: “Gentlemen, if the man who invented compound interest had of secured a patent on his idea he would have had without any doubt the greatest invention the world has ever produced.”

If Columbus had of placed one single dollar out at 6% interest compounded annually with instructions to pay the proceeds to you today, you would have over Ten Billion Dollars coming to you.

In 1976 the Wall Street Journal published an opinion article that ascribed to Einstein the belief that “compound interest” was “man’s greatest invention”. Einstein died in 1955, and this is the earliest instance of an attribution of this sentiment to him though the phrasing used in the newspaper is tentative:

All I can do is remind them of the truth of Albert Einstein’s alleged response when he was asked, “What do you, Mr. Einstein, consider to be man’s greatest invention?” He didn’t reply the wheel or the lever. He is reported to have said, “Compound interest.”

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